LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,714
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,545
−HK$845/mo
Today · 4.125%
HK$28,390
baseline
▲ 0.50% · 4.625%
HK$30,117
+HK$1,727/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$56,780/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,719
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,517
−HK$808/mo
Today · 4.125%
HK$31,325
baseline
▲ 0.50% · 4.625%
HK$32,976
+HK$1,651/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$62,650/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,057
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,054
−HK$1,014/mo
Today · 4.125%
HK$34,068
baseline
▲ 0.50% · 4.625%
HK$36,140
+HK$2,072/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$68,136/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,663
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,620
−HK$970/mo
Today · 4.125%
HK$37,590
baseline
▲ 0.50% · 4.625%
HK$39,572
+HK$1,982/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$75,180/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,400
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,563
−HK$1,182/mo
Today · 4.125%
HK$39,745
baseline
▲ 0.50% · 4.625%
HK$42,164
+HK$2,419/mo
Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$79,490/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,607
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,723
−HK$1,132/mo
Today · 4.125%
HK$43,855
baseline
▲ 0.50% · 4.625%
HK$46,167
+HK$2,312/mo
Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$87,710/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,086
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,582
−HK$1,519/mo
Today · 4.125%
HK$51,101
baseline
▲ 0.50% · 4.625%
HK$54,211
+HK$3,110/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$102,202/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,495
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,930
−HK$1,455/mo
Today · 4.125%
HK$56,385
baseline
▲ 0.50% · 4.625%
HK$59,357
+HK$2,972/mo
Deposit HK$1.17M · loan HK$10.54M · min. income ≈ HK$112,770/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,332 · Scale 2, in force from 26 Feb 2026)