LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,717
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,548
−HK$845/mo
Today · 4.125%
HK$28,393
baseline
▲ 0.50% · 4.625%
HK$30,120
+HK$1,727/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$56,786/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,723
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,520
−HK$809/mo
Today · 4.125%
HK$31,329
baseline
▲ 0.50% · 4.625%
HK$32,980
+HK$1,651/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$62,658/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,061
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,058
−HK$1,013/mo
Today · 4.125%
HK$34,071
baseline
▲ 0.50% · 4.625%
HK$36,144
+HK$2,073/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$68,142/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,667
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,624
−HK$970/mo
Today · 4.125%
HK$37,594
baseline
▲ 0.50% · 4.625%
HK$39,576
+HK$1,982/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$75,188/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,404
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,568
−HK$1,182/mo
Today · 4.125%
HK$39,750
baseline
▲ 0.50% · 4.625%
HK$42,168
+HK$2,418/mo
Deposit HK$3.52M · loan HK$8.20M · min. income ≈ HK$79,500/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,612
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,728
−HK$1,132/mo
Today · 4.125%
HK$43,860
baseline
▲ 0.50% · 4.625%
HK$46,172
+HK$2,312/mo
Deposit HK$3.52M · loan HK$8.20M · min. income ≈ HK$87,720/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,091
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,587
−HK$1,520/mo
Today · 4.125%
HK$51,107
baseline
▲ 0.50% · 4.625%
HK$54,217
+HK$3,110/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$102,214/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,501
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,936
−HK$1,455/mo
Today · 4.125%
HK$56,391
baseline
▲ 0.50% · 4.625%
HK$59,364
+HK$2,973/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$112,782/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,380 · Scale 2, in force from 26 Feb 2026)