LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,722
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,553
−HK$844/mo
Today · 4.125%
HK$28,397
baseline
▲ 0.50% · 4.625%
HK$30,125
+HK$1,728/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$56,794/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,728
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,525
−HK$809/mo
Today · 4.125%
HK$31,334
baseline
▲ 0.50% · 4.625%
HK$32,985
+HK$1,651/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$62,668/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,066
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,064
−HK$1,013/mo
Today · 4.125%
HK$34,077
baseline
▲ 0.50% · 4.625%
HK$36,150
+HK$2,073/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$68,154/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,673
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,630
−HK$971/mo
Today · 4.125%
HK$37,601
baseline
▲ 0.50% · 4.625%
HK$39,582
+HK$1,981/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$75,202/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,410
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,574
−HK$1,182/mo
Today · 4.125%
HK$39,756
baseline
▲ 0.50% · 4.625%
HK$42,175
+HK$2,419/mo
Deposit HK$3.52M · loan HK$8.20M · min. income ≈ HK$79,512/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,619
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,735
−HK$1,132/mo
Today · 4.125%
HK$43,867
baseline
▲ 0.50% · 4.625%
HK$46,180
+HK$2,313/mo
Deposit HK$3.52M · loan HK$8.20M · min. income ≈ HK$87,734/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,099
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,595
−HK$1,520/mo
Today · 4.125%
HK$51,115
baseline
▲ 0.50% · 4.625%
HK$54,226
+HK$3,111/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$102,230/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,510
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,945
−HK$1,456/mo
Today · 4.125%
HK$56,401
baseline
▲ 0.50% · 4.625%
HK$59,374
+HK$2,973/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$112,802/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,453 · Scale 2, in force from 26 Feb 2026)