LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,722
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,553
−HK$845/mo
Today · 4.125%
HK$28,398
baseline
▲ 0.50% · 4.625%
HK$30,126
+HK$1,728/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$56,796/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,728
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,525
−HK$809/mo
Today · 4.125%
HK$31,334
baseline
▲ 0.50% · 4.625%
HK$32,986
+HK$1,652/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$62,668/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,067
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,064
−HK$1,013/mo
Today · 4.125%
HK$34,077
baseline
▲ 0.50% · 4.625%
HK$36,151
+HK$2,074/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$68,154/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,674
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,630
−HK$971/mo
Today · 4.125%
HK$37,601
baseline
▲ 0.50% · 4.625%
HK$39,583
+HK$1,982/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$75,202/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,411
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,575
−HK$1,182/mo
Today · 4.125%
HK$39,757
baseline
▲ 0.50% · 4.625%
HK$42,176
+HK$2,419/mo
Deposit HK$3.52M · loan HK$8.20M · min. income ≈ HK$79,514/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,619
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,736
−HK$1,132/mo
Today · 4.125%
HK$43,868
baseline
▲ 0.50% · 4.625%
HK$46,180
+HK$2,312/mo
Deposit HK$3.52M · loan HK$8.20M · min. income ≈ HK$87,736/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,100
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,596
−HK$1,520/mo
Today · 4.125%
HK$51,116
baseline
▲ 0.50% · 4.625%
HK$54,226
+HK$3,110/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$102,232/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,511
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,946
−HK$1,456/mo
Today · 4.125%
HK$56,402
baseline
▲ 0.50% · 4.625%
HK$59,375
+HK$2,973/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$112,804/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,460 · Scale 2, in force from 26 Feb 2026)