LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,724
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,556
−HK$844/mo
Today · 4.125%
HK$28,400
baseline
▲ 0.50% · 4.625%
HK$30,128
+HK$1,728/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$56,800/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,731
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,528
−HK$809/mo
Today · 4.125%
HK$31,337
baseline
▲ 0.50% · 4.625%
HK$32,989
+HK$1,652/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$62,674/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,069
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,067
−HK$1,013/mo
Today · 4.125%
HK$34,080
baseline
▲ 0.50% · 4.625%
HK$36,154
+HK$2,074/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$68,160/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,677
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,634
−HK$970/mo
Today · 4.125%
HK$37,604
baseline
▲ 0.50% · 4.625%
HK$39,586
+HK$1,982/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$75,208/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,414
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,578
−HK$1,182/mo
Today · 4.125%
HK$39,760
baseline
▲ 0.50% · 4.625%
HK$42,180
+HK$2,420/mo
Deposit HK$3.52M · loan HK$8.20M · min. income ≈ HK$79,520/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,623
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,739
−HK$1,133/mo
Today · 4.125%
HK$43,872
baseline
▲ 0.50% · 4.625%
HK$46,184
+HK$2,312/mo
Deposit HK$3.52M · loan HK$8.20M · min. income ≈ HK$87,744/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,104
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,600
−HK$1,520/mo
Today · 4.125%
HK$51,120
baseline
▲ 0.50% · 4.625%
HK$54,231
+HK$3,111/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$102,240/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,515
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,950
−HK$1,456/mo
Today · 4.125%
HK$56,406
baseline
▲ 0.50% · 4.625%
HK$59,380
+HK$2,974/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$112,812/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,497 · Scale 2, in force from 26 Feb 2026)