LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,727
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,558
−HK$845/mo
Today · 4.125%
HK$28,403
baseline
▲ 0.50% · 4.625%
HK$30,131
+HK$1,728/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$56,806/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,733
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,531
−HK$809/mo
Today · 4.125%
HK$31,340
baseline
▲ 0.50% · 4.625%
HK$32,992
+HK$1,652/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$62,680/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,072
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,070
−HK$1,014/mo
Today · 4.125%
HK$34,084
baseline
▲ 0.50% · 4.625%
HK$36,157
+HK$2,073/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$68,168/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,680
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,637
−HK$971/mo
Today · 4.125%
HK$37,608
baseline
▲ 0.50% · 4.625%
HK$39,590
+HK$1,982/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$75,216/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,418
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,582
−HK$1,182/mo
Today · 4.125%
HK$39,764
baseline
▲ 0.50% · 4.625%
HK$42,184
+HK$2,420/mo
Deposit HK$3.52M · loan HK$8.20M · min. income ≈ HK$79,528/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,627
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,743
−HK$1,133/mo
Today · 4.125%
HK$43,876
baseline
▲ 0.50% · 4.625%
HK$46,189
+HK$2,313/mo
Deposit HK$3.52M · loan HK$8.20M · min. income ≈ HK$87,752/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,108
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,605
−HK$1,520/mo
Today · 4.125%
HK$51,125
baseline
▲ 0.50% · 4.625%
HK$54,236
+HK$3,111/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$102,250/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,520
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,956
−HK$1,456/mo
Today · 4.125%
HK$56,412
baseline
▲ 0.50% · 4.625%
HK$59,385
+HK$2,973/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$112,824/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,539 · Scale 2, in force from 26 Feb 2026)