LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,728
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,559
−HK$845/mo
Today · 4.125%
HK$28,404
baseline
▲ 0.50% · 4.625%
HK$30,132
+HK$1,728/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$56,808/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,734
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,532
−HK$809/mo
Today · 4.125%
HK$31,341
baseline
▲ 0.50% · 4.625%
HK$32,993
+HK$1,652/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$62,682/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,073
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,071
−HK$1,013/mo
Today · 4.125%
HK$34,084
baseline
▲ 0.50% · 4.625%
HK$36,158
+HK$2,074/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$68,168/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,681
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,638
−HK$971/mo
Today · 4.125%
HK$37,609
baseline
▲ 0.50% · 4.625%
HK$39,591
+HK$1,982/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$75,218/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,419
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,583
−HK$1,182/mo
Today · 4.125%
HK$39,765
baseline
▲ 0.50% · 4.625%
HK$42,185
+HK$2,420/mo
Deposit HK$3.52M · loan HK$8.20M · min. income ≈ HK$79,530/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,628
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,744
−HK$1,133/mo
Today · 4.125%
HK$43,877
baseline
▲ 0.50% · 4.625%
HK$46,190
+HK$2,313/mo
Deposit HK$3.52M · loan HK$8.20M · min. income ≈ HK$87,754/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,110
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,606
−HK$1,521/mo
Today · 4.125%
HK$51,127
baseline
▲ 0.50% · 4.625%
HK$54,237
+HK$3,110/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$102,254/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,521
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,957
−HK$1,456/mo
Today · 4.125%
HK$56,413
baseline
▲ 0.50% · 4.625%
HK$59,387
+HK$2,974/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$112,826/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,549 · Scale 2, in force from 26 Feb 2026)