LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,731
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,562
−HK$845/mo
Today · 4.125%
HK$28,407
baseline
▲ 0.50% · 4.625%
HK$30,136
+HK$1,729/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$56,814/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,738
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,535
−HK$809/mo
Today · 4.125%
HK$31,344
baseline
▲ 0.50% · 4.625%
HK$32,997
+HK$1,653/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$62,688/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,077
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,075
−HK$1,014/mo
Today · 4.125%
HK$34,089
baseline
▲ 0.50% · 4.625%
HK$36,163
+HK$2,074/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$68,178/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,685
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,642
−HK$971/mo
Today · 4.125%
HK$37,613
baseline
▲ 0.50% · 4.625%
HK$39,596
+HK$1,983/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$75,226/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,423
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,587
−HK$1,183/mo
Today · 4.125%
HK$39,770
baseline
▲ 0.50% · 4.625%
HK$42,190
+HK$2,420/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$79,540/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,633
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,750
−HK$1,132/mo
Today · 4.125%
HK$43,882
baseline
▲ 0.50% · 4.625%
HK$46,195
+HK$2,313/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$87,764/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,116
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,612
−HK$1,521/mo
Today · 4.125%
HK$51,133
baseline
▲ 0.50% · 4.625%
HK$54,244
+HK$3,111/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$102,266/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,528
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,964
−HK$1,456/mo
Today · 4.125%
HK$56,420
baseline
▲ 0.50% · 4.625%
HK$59,394
+HK$2,974/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$112,840/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,604 · Scale 2, in force from 26 Feb 2026)