LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,731
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,563
−HK$845/mo
Today · 4.125%
HK$28,408
baseline
▲ 0.50% · 4.625%
HK$30,136
+HK$1,728/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$56,816/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,738
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,536
−HK$809/mo
Today · 4.125%
HK$31,345
baseline
▲ 0.50% · 4.625%
HK$32,997
+HK$1,652/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$62,690/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,078
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,075
−HK$1,014/mo
Today · 4.125%
HK$34,089
baseline
▲ 0.50% · 4.625%
HK$36,163
+HK$2,074/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$68,178/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,686
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,643
−HK$971/mo
Today · 4.125%
HK$37,614
baseline
▲ 0.50% · 4.625%
HK$39,597
+HK$1,983/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$75,228/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,424
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,588
−HK$1,183/mo
Today · 4.125%
HK$39,771
baseline
▲ 0.50% · 4.625%
HK$42,191
+HK$2,420/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$79,542/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,634
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,750
−HK$1,133/mo
Today · 4.125%
HK$43,883
baseline
▲ 0.50% · 4.625%
HK$46,196
+HK$2,313/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$87,766/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,116
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,613
−HK$1,521/mo
Today · 4.125%
HK$51,134
baseline
▲ 0.50% · 4.625%
HK$54,245
+HK$3,111/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$102,268/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,529
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,965
−HK$1,456/mo
Today · 4.125%
HK$56,421
baseline
▲ 0.50% · 4.625%
HK$59,395
+HK$2,974/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$112,842/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,611 · Scale 2, in force from 26 Feb 2026)