LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,732
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,564
−HK$844/mo
Today · 4.125%
HK$28,408
baseline
▲ 0.50% · 4.625%
HK$30,137
+HK$1,729/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$56,816/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,739
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,537
−HK$809/mo
Today · 4.125%
HK$31,346
baseline
▲ 0.50% · 4.625%
HK$32,998
+HK$1,652/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$62,692/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,079
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,076
−HK$1,014/mo
Today · 4.125%
HK$34,090
baseline
▲ 0.50% · 4.625%
HK$36,164
+HK$2,074/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$68,180/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,687
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,644
−HK$971/mo
Today · 4.125%
HK$37,615
baseline
▲ 0.50% · 4.625%
HK$39,598
+HK$1,983/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$75,230/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,425
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,589
−HK$1,183/mo
Today · 4.125%
HK$39,772
baseline
▲ 0.50% · 4.625%
HK$42,192
+HK$2,420/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$79,544/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,635
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,752
−HK$1,132/mo
Today · 4.125%
HK$43,884
baseline
▲ 0.50% · 4.625%
HK$46,198
+HK$2,314/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$87,768/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,118
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,615
−HK$1,520/mo
Today · 4.125%
HK$51,135
baseline
▲ 0.50% · 4.625%
HK$54,247
+HK$3,112/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$102,270/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,531
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,966
−HK$1,457/mo
Today · 4.125%
HK$56,423
baseline
▲ 0.50% · 4.625%
HK$59,397
+HK$2,974/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$112,846/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,624 · Scale 2, in force from 26 Feb 2026)