LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,735
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,567
−HK$845/mo
Today · 4.125%
HK$28,412
baseline
▲ 0.50% · 4.625%
HK$30,141
+HK$1,729/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$56,824/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,743
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,540
−HK$810/mo
Today · 4.125%
HK$31,350
baseline
▲ 0.50% · 4.625%
HK$33,002
+HK$1,652/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$62,700/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,082
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,080
−HK$1,014/mo
Today · 4.125%
HK$34,094
baseline
▲ 0.50% · 4.625%
HK$36,169
+HK$2,075/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$68,188/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,691
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,648
−HK$972/mo
Today · 4.125%
HK$37,620
baseline
▲ 0.50% · 4.625%
HK$39,603
+HK$1,983/mo
Deposit HK$4.69M · loan HK$7.03M · min. income ≈ HK$75,240/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,429
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,594
−HK$1,183/mo
Today · 4.125%
HK$39,777
baseline
▲ 0.50% · 4.625%
HK$42,197
+HK$2,420/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$79,554/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,640
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,757
−HK$1,132/mo
Today · 4.125%
HK$43,889
baseline
▲ 0.50% · 4.625%
HK$46,203
+HK$2,314/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$87,778/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,124
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,620
−HK$1,521/mo
Today · 4.125%
HK$51,141
baseline
▲ 0.50% · 4.625%
HK$54,253
+HK$3,112/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$102,282/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,537
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,973
−HK$1,456/mo
Today · 4.125%
HK$56,429
baseline
▲ 0.50% · 4.625%
HK$59,404
+HK$2,975/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$112,858/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,676 · Scale 2, in force from 26 Feb 2026)