LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,739
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,570
−HK$845/mo
Today · 4.125%
HK$28,415
baseline
▲ 0.50% · 4.625%
HK$30,145
+HK$1,730/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$56,830/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,747
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,544
−HK$810/mo
Today · 4.125%
HK$31,354
baseline
▲ 0.50% · 4.625%
HK$33,006
+HK$1,652/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$62,708/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,086
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,085
−HK$1,014/mo
Today · 4.125%
HK$34,099
baseline
▲ 0.50% · 4.625%
HK$36,173
+HK$2,074/mo
Deposit HK$4.69M · loan HK$7.04M · min. income ≈ HK$68,198/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,696
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,653
−HK$971/mo
Today · 4.125%
HK$37,624
baseline
▲ 0.50% · 4.625%
HK$39,608
+HK$1,984/mo
Deposit HK$4.69M · loan HK$7.04M · min. income ≈ HK$75,248/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,434
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,599
−HK$1,183/mo
Today · 4.125%
HK$39,782
baseline
▲ 0.50% · 4.625%
HK$42,202
+HK$2,420/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$79,564/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,645
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,762
−HK$1,133/mo
Today · 4.125%
HK$43,895
baseline
▲ 0.50% · 4.625%
HK$46,209
+HK$2,314/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$87,790/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,130
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,627
−HK$1,521/mo
Today · 4.125%
HK$51,148
baseline
▲ 0.50% · 4.625%
HK$54,260
+HK$3,112/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$102,296/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,544
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,980
−HK$1,457/mo
Today · 4.125%
HK$56,437
baseline
▲ 0.50% · 4.625%
HK$59,411
+HK$2,974/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$112,874/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,733 · Scale 2, in force from 26 Feb 2026)