LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,741
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,573
−HK$845/mo
Today · 4.125%
HK$28,418
baseline
▲ 0.50% · 4.625%
HK$30,147
+HK$1,729/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$56,836/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,749
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,547
−HK$809/mo
Today · 4.125%
HK$31,356
baseline
▲ 0.50% · 4.625%
HK$33,009
+HK$1,653/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$62,712/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,089
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,087
−HK$1,015/mo
Today · 4.125%
HK$34,102
baseline
▲ 0.50% · 4.625%
HK$36,177
+HK$2,075/mo
Deposit HK$4.69M · loan HK$7.04M · min. income ≈ HK$68,204/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,699
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,656
−HK$972/mo
Today · 4.125%
HK$37,628
baseline
▲ 0.50% · 4.625%
HK$39,611
+HK$1,983/mo
Deposit HK$4.69M · loan HK$7.04M · min. income ≈ HK$75,256/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,438
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,602
−HK$1,183/mo
Today · 4.125%
HK$39,785
baseline
▲ 0.50% · 4.625%
HK$42,206
+HK$2,421/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$79,570/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,649
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,766
−HK$1,133/mo
Today · 4.125%
HK$43,899
baseline
▲ 0.50% · 4.625%
HK$46,213
+HK$2,314/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$87,798/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,134
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,631
−HK$1,521/mo
Today · 4.125%
HK$51,152
baseline
▲ 0.50% · 4.625%
HK$54,265
+HK$3,113/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$102,304/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,549
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,985
−HK$1,457/mo
Today · 4.125%
HK$56,442
baseline
▲ 0.50% · 4.625%
HK$59,417
+HK$2,975/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$112,884/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,772 · Scale 2, in force from 26 Feb 2026)