LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,742
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,574
−HK$845/mo
Today · 4.125%
HK$28,419
baseline
▲ 0.50% · 4.625%
HK$30,148
+HK$1,729/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$56,838/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,750
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,548
−HK$810/mo
Today · 4.125%
HK$31,358
baseline
▲ 0.50% · 4.625%
HK$33,011
+HK$1,653/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$62,716/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,091
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,089
−HK$1,014/mo
Today · 4.125%
HK$34,103
baseline
▲ 0.50% · 4.625%
HK$36,178
+HK$2,075/mo
Deposit HK$4.69M · loan HK$7.04M · min. income ≈ HK$68,206/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,700
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,658
−HK$971/mo
Today · 4.125%
HK$37,629
baseline
▲ 0.50% · 4.625%
HK$39,613
+HK$1,984/mo
Deposit HK$4.69M · loan HK$7.04M · min. income ≈ HK$75,258/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,439
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,604
−HK$1,183/mo
Today · 4.125%
HK$39,787
baseline
▲ 0.50% · 4.625%
HK$42,208
+HK$2,421/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$79,574/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,650
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,768
−HK$1,133/mo
Today · 4.125%
HK$43,901
baseline
▲ 0.50% · 4.625%
HK$46,215
+HK$2,314/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$87,802/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,136
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,633
−HK$1,521/mo
Today · 4.125%
HK$51,154
baseline
▲ 0.50% · 4.625%
HK$54,267
+HK$3,113/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$102,308/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,551
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,987
−HK$1,457/mo
Today · 4.125%
HK$56,444
baseline
▲ 0.50% · 4.625%
HK$59,419
+HK$2,975/mo
Deposit HK$1.17M · loan HK$10.55M · min. income ≈ HK$112,888/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,789 · Scale 2, in force from 26 Feb 2026)