LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,745
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,577
−HK$845/mo
Today · 4.125%
HK$28,422
baseline
▲ 0.50% · 4.625%
HK$30,152
+HK$1,730/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$56,844/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,754
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,552
−HK$809/mo
Today · 4.125%
HK$31,361
baseline
▲ 0.50% · 4.625%
HK$33,014
+HK$1,653/mo
Deposit HK$5.86M · loan HK$5.86M · min. income ≈ HK$62,722/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$439,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,094
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,093
−HK$1,014/mo
Today · 4.125%
HK$34,107
baseline
▲ 0.50% · 4.625%
HK$36,182
+HK$2,075/mo
Deposit HK$4.69M · loan HK$7.04M · min. income ≈ HK$68,214/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,705
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,662
−HK$972/mo
Today · 4.125%
HK$37,634
baseline
▲ 0.50% · 4.625%
HK$39,617
+HK$1,983/mo
Deposit HK$4.69M · loan HK$7.04M · min. income ≈ HK$75,268/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,443
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,608
−HK$1,183/mo
Today · 4.125%
HK$39,791
baseline
▲ 0.50% · 4.625%
HK$42,213
+HK$2,422/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$79,582/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,655
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,773
−HK$1,133/mo
Today · 4.125%
HK$43,906
baseline
▲ 0.50% · 4.625%
HK$46,220
+HK$2,314/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$87,812/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,142
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,639
−HK$1,521/mo
Today · 4.125%
HK$51,160
baseline
▲ 0.50% · 4.625%
HK$54,273
+HK$3,113/mo
Deposit HK$1.17M · loan HK$10.56M · min. income ≈ HK$102,320/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,557
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,993
−HK$1,457/mo
Today · 4.125%
HK$56,450
baseline
▲ 0.50% · 4.625%
HK$59,426
+HK$2,976/mo
Deposit HK$1.17M · loan HK$10.56M · min. income ≈ HK$112,900/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,841 · Scale 2, in force from 26 Feb 2026)