LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,748
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,580
−HK$845/mo
Today · 4.125%
HK$28,425
baseline
▲ 0.50% · 4.625%
HK$30,155
+HK$1,730/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$56,850/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$439,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,757
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,555
−HK$810/mo
Today · 4.125%
HK$31,365
baseline
▲ 0.50% · 4.625%
HK$33,018
+HK$1,653/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$62,730/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$439,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,098
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,096
−HK$1,014/mo
Today · 4.125%
HK$34,110
baseline
▲ 0.50% · 4.625%
HK$36,186
+HK$2,076/mo
Deposit HK$4.69M · loan HK$7.04M · min. income ≈ HK$68,220/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,708
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,666
−HK$971/mo
Today · 4.125%
HK$37,637
baseline
▲ 0.50% · 4.625%
HK$39,621
+HK$1,984/mo
Deposit HK$4.69M · loan HK$7.04M · min. income ≈ HK$75,274/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,447
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,612
−HK$1,183/mo
Today · 4.125%
HK$39,795
baseline
▲ 0.50% · 4.625%
HK$42,217
+HK$2,422/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$79,590/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,660
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,777
−HK$1,133/mo
Today · 4.125%
HK$43,910
baseline
▲ 0.50% · 4.625%
HK$46,225
+HK$2,315/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$87,820/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,146
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,644
−HK$1,522/mo
Today · 4.125%
HK$51,166
baseline
▲ 0.50% · 4.625%
HK$54,279
+HK$3,113/mo
Deposit HK$1.17M · loan HK$10.56M · min. income ≈ HK$102,332/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,562
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$54,999
−HK$1,457/mo
Today · 4.125%
HK$56,456
baseline
▲ 0.50% · 4.625%
HK$59,432
+HK$2,976/mo
Deposit HK$1.17M · loan HK$10.56M · min. income ≈ HK$112,912/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,885 · Scale 2, in force from 26 Feb 2026)