LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,752
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,584
−HK$846/mo
Today · 4.125%
HK$28,430
baseline
▲ 0.50% · 4.625%
HK$30,159
+HK$1,729/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$56,860/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$439,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,761
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,560
−HK$809/mo
Today · 4.125%
HK$31,369
baseline
▲ 0.50% · 4.625%
HK$33,023
+HK$1,654/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$62,738/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$439,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,102
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,101
−HK$1,015/mo
Today · 4.125%
HK$34,116
baseline
▲ 0.50% · 4.625%
HK$36,191
+HK$2,075/mo
Deposit HK$4.69M · loan HK$7.04M · min. income ≈ HK$68,232/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,714
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,671
−HK$972/mo
Today · 4.125%
HK$37,643
baseline
▲ 0.50% · 4.625%
HK$39,627
+HK$1,984/mo
Deposit HK$4.69M · loan HK$7.04M · min. income ≈ HK$75,286/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,453
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,618
−HK$1,183/mo
Today · 4.125%
HK$39,801
baseline
▲ 0.50% · 4.625%
HK$42,223
+HK$2,422/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$79,602/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,666
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,783
−HK$1,134/mo
Today · 4.125%
HK$43,917
baseline
▲ 0.50% · 4.625%
HK$46,232
+HK$2,315/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$87,834/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,154
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,651
−HK$1,522/mo
Today · 4.125%
HK$51,173
baseline
▲ 0.50% · 4.625%
HK$54,287
+HK$3,114/mo
Deposit HK$1.17M · loan HK$10.56M · min. income ≈ HK$102,346/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,570
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$55,007
−HK$1,458/mo
Today · 4.125%
HK$56,465
baseline
▲ 0.50% · 4.625%
HK$59,441
+HK$2,976/mo
Deposit HK$1.17M · loan HK$10.56M · min. income ≈ HK$112,930/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,951 · Scale 2, in force from 26 Feb 2026)