LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,754
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,586
−HK$845/mo
Today · 4.125%
HK$28,431
baseline
▲ 0.50% · 4.625%
HK$30,161
+HK$1,730/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$56,862/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$439,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,763
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,561
−HK$810/mo
Today · 4.125%
HK$31,371
baseline
▲ 0.50% · 4.625%
HK$33,025
+HK$1,654/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$62,742/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$439,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,104
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,103
−HK$1,015/mo
Today · 4.125%
HK$34,118
baseline
▲ 0.50% · 4.625%
HK$36,194
+HK$2,076/mo
Deposit HK$4.69M · loan HK$7.04M · min. income ≈ HK$68,236/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,716
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,674
−HK$971/mo
Today · 4.125%
HK$37,645
baseline
▲ 0.50% · 4.625%
HK$39,630
+HK$1,985/mo
Deposit HK$4.69M · loan HK$7.04M · min. income ≈ HK$75,290/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,455
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,620
−HK$1,184/mo
Today · 4.125%
HK$39,804
baseline
▲ 0.50% · 4.625%
HK$42,226
+HK$2,422/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$79,608/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,668
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,786
−HK$1,134/mo
Today · 4.125%
HK$43,920
baseline
▲ 0.50% · 4.625%
HK$46,235
+HK$2,315/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$87,840/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,156
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,654
−HK$1,522/mo
Today · 4.125%
HK$51,176
baseline
▲ 0.50% · 4.625%
HK$54,290
+HK$3,114/mo
Deposit HK$1.17M · loan HK$10.56M · min. income ≈ HK$102,352/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,574
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,010
−HK$1,458/mo
Today · 4.125%
HK$56,468
baseline
▲ 0.50% · 4.625%
HK$59,445
+HK$2,977/mo
Deposit HK$1.17M · loan HK$10.56M · min. income ≈ HK$112,936/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,977 · Scale 2, in force from 26 Feb 2026)