LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,754
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,586
−HK$846/mo
Today · 4.125%
HK$28,432
baseline
▲ 0.50% · 4.625%
HK$30,162
+HK$1,730/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$56,864/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$439,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,764
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,562
−HK$810/mo
Today · 4.125%
HK$31,372
baseline
▲ 0.50% · 4.625%
HK$33,025
+HK$1,653/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$62,744/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$439,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,105
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,104
−HK$1,014/mo
Today · 4.125%
HK$34,118
baseline
▲ 0.50% · 4.625%
HK$36,194
+HK$2,076/mo
Deposit HK$4.69M · loan HK$7.04M · min. income ≈ HK$68,236/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,717
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,674
−HK$972/mo
Today · 4.125%
HK$37,646
baseline
▲ 0.50% · 4.625%
HK$39,631
+HK$1,985/mo
Deposit HK$4.69M · loan HK$7.04M · min. income ≈ HK$75,292/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$439,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,456
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,621
−HK$1,184/mo
Today · 4.125%
HK$39,805
baseline
▲ 0.50% · 4.625%
HK$42,227
+HK$2,422/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$79,610/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,669
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,787
−HK$1,134/mo
Today · 4.125%
HK$43,921
baseline
▲ 0.50% · 4.625%
HK$46,236
+HK$2,315/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$87,842/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$439,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,158
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,656
−HK$1,521/mo
Today · 4.125%
HK$51,177
baseline
▲ 0.50% · 4.625%
HK$54,291
+HK$3,114/mo
Deposit HK$1.17M · loan HK$10.56M · min. income ≈ HK$102,354/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,575
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,012
−HK$1,457/mo
Today · 4.125%
HK$56,469
baseline
▲ 0.50% · 4.625%
HK$59,446
+HK$2,977/mo
Deposit HK$1.17M · loan HK$10.56M · min. income ≈ HK$112,938/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$439,987 · Scale 2, in force from 26 Feb 2026)