LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,757
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,589
−HK$845/mo
Today · 4.125%
HK$28,434
baseline
▲ 0.50% · 4.625%
HK$30,165
+HK$1,731/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$56,868/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,766
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,565
−HK$810/mo
Today · 4.125%
HK$31,375
baseline
▲ 0.50% · 4.625%
HK$33,028
+HK$1,653/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$62,750/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,108
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,107
−HK$1,014/mo
Today · 4.125%
HK$34,121
baseline
▲ 0.50% · 4.625%
HK$36,198
+HK$2,077/mo
Deposit HK$4.69M · loan HK$7.04M · min. income ≈ HK$68,242/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$440,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,720
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,678
−HK$972/mo
Today · 4.125%
HK$37,650
baseline
▲ 0.50% · 4.625%
HK$39,634
+HK$1,984/mo
Deposit HK$4.69M · loan HK$7.04M · min. income ≈ HK$75,300/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$440,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,459
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,624
−HK$1,184/mo
Today · 4.125%
HK$39,808
baseline
▲ 0.50% · 4.625%
HK$42,231
+HK$2,423/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$79,616/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,673
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,791
−HK$1,134/mo
Today · 4.125%
HK$43,925
baseline
▲ 0.50% · 4.625%
HK$46,240
+HK$2,315/mo
Deposit HK$3.52M · loan HK$8.21M · min. income ≈ HK$87,850/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,162
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,660
−HK$1,522/mo
Today · 4.125%
HK$51,182
baseline
▲ 0.50% · 4.625%
HK$54,296
+HK$3,114/mo
Deposit HK$1.17M · loan HK$10.56M · min. income ≈ HK$102,364/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$440,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,580
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,017
−HK$1,457/mo
Today · 4.125%
HK$56,474
baseline
▲ 0.50% · 4.625%
HK$59,451
+HK$2,977/mo
Deposit HK$1.17M · loan HK$10.56M · min. income ≈ HK$112,948/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$440,027 · Scale 2, in force from 26 Feb 2026)