LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,764
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,596
−HK$846/mo
Today · 4.125%
HK$28,442
baseline
▲ 0.50% · 4.625%
HK$30,173
+HK$1,731/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$56,884/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,774
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,573
−HK$810/mo
Today · 4.125%
HK$31,383
baseline
▲ 0.50% · 4.625%
HK$33,037
+HK$1,654/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$62,766/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,116
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,115
−HK$1,015/mo
Today · 4.125%
HK$34,130
baseline
▲ 0.50% · 4.625%
HK$36,207
+HK$2,077/mo
Deposit HK$4.69M · loan HK$7.04M · min. income ≈ HK$68,260/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$440,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,729
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,687
−HK$973/mo
Today · 4.125%
HK$37,660
baseline
▲ 0.50% · 4.625%
HK$39,645
+HK$1,985/mo
Deposit HK$4.69M · loan HK$7.04M · min. income ≈ HK$75,320/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$440,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,469
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,635
−HK$1,184/mo
Today · 4.125%
HK$39,819
baseline
▲ 0.50% · 4.625%
HK$42,242
+HK$2,423/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$79,638/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,684
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,802
−HK$1,134/mo
Today · 4.125%
HK$43,936
baseline
▲ 0.50% · 4.625%
HK$46,252
+HK$2,316/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$87,872/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,175
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,673
−HK$1,523/mo
Today · 4.125%
HK$51,196
baseline
▲ 0.50% · 4.625%
HK$54,311
+HK$3,115/mo
Deposit HK$1.17M · loan HK$10.56M · min. income ≈ HK$102,392/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$440,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,594
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$55,031
−HK$1,458/mo
Today · 4.125%
HK$56,489
baseline
▲ 0.50% · 4.625%
HK$59,467
+HK$2,978/mo
Deposit HK$1.17M · loan HK$10.56M · min. income ≈ HK$112,978/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$440,143 · Scale 2, in force from 26 Feb 2026)