LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,765
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,598
−HK$846/mo
Today · 4.125%
HK$28,444
baseline
▲ 0.50% · 4.625%
HK$30,174
+HK$1,730/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$56,888/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,776
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,575
−HK$810/mo
Today · 4.125%
HK$31,385
baseline
▲ 0.50% · 4.625%
HK$33,039
+HK$1,654/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$62,770/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,118
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,117
−HK$1,015/mo
Today · 4.125%
HK$34,132
baseline
▲ 0.50% · 4.625%
HK$36,209
+HK$2,077/mo
Deposit HK$4.70M · loan HK$7.04M · min. income ≈ HK$68,264/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,731
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,689
−HK$973/mo
Today · 4.125%
HK$37,662
baseline
▲ 0.50% · 4.625%
HK$39,647
+HK$1,985/mo
Deposit HK$4.70M · loan HK$7.04M · min. income ≈ HK$75,324/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,471
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,637
−HK$1,184/mo
Today · 4.125%
HK$39,821
baseline
▲ 0.50% · 4.625%
HK$42,244
+HK$2,423/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$79,642/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,686
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,804
−HK$1,135/mo
Today · 4.125%
HK$43,939
baseline
▲ 0.50% · 4.625%
HK$46,255
+HK$2,316/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$87,878/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,177
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,676
−HK$1,522/mo
Today · 4.125%
HK$51,198
baseline
▲ 0.50% · 4.625%
HK$54,314
+HK$3,116/mo
Deposit HK$1.17M · loan HK$10.56M · min. income ≈ HK$102,396/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$440,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,597
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$55,034
−HK$1,458/mo
Today · 4.125%
HK$56,492
baseline
▲ 0.50% · 4.625%
HK$59,470
+HK$2,978/mo
Deposit HK$1.17M · loan HK$10.56M · min. income ≈ HK$112,984/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$440,168 · Scale 2, in force from 26 Feb 2026)