LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,768
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,600
−HK$846/mo
Today · 4.125%
HK$28,446
baseline
▲ 0.50% · 4.625%
HK$30,177
+HK$1,731/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$56,892/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,779
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,577
−HK$811/mo
Today · 4.125%
HK$31,388
baseline
▲ 0.50% · 4.625%
HK$33,042
+HK$1,654/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$62,776/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,121
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,120
−HK$1,016/mo
Today · 4.125%
HK$34,136
baseline
▲ 0.50% · 4.625%
HK$36,213
+HK$2,077/mo
Deposit HK$4.70M · loan HK$7.04M · min. income ≈ HK$68,272/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,735
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,693
−HK$972/mo
Today · 4.125%
HK$37,665
baseline
▲ 0.50% · 4.625%
HK$39,651
+HK$1,986/mo
Deposit HK$4.70M · loan HK$7.04M · min. income ≈ HK$75,330/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,475
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,641
−HK$1,184/mo
Today · 4.125%
HK$39,825
baseline
▲ 0.50% · 4.625%
HK$42,248
+HK$2,423/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$79,650/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,690
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,808
−HK$1,135/mo
Today · 4.125%
HK$43,943
baseline
▲ 0.50% · 4.625%
HK$46,259
+HK$2,316/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$87,886/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,182
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,681
−HK$1,522/mo
Today · 4.125%
HK$51,203
baseline
▲ 0.50% · 4.625%
HK$54,319
+HK$3,116/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$102,406/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$440,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,602
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,039
−HK$1,459/mo
Today · 4.125%
HK$56,498
baseline
▲ 0.50% · 4.625%
HK$59,476
+HK$2,978/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$112,996/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$440,210 · Scale 2, in force from 26 Feb 2026)