LTV · monthly repayment
▼ 0.50% · 3.625%
HK$267,711
−HK$16,788/mo
▼ 0.25% · 3.875%
HK$276,039
−HK$8,460/mo
Today · 4.125%
HK$284,499
baseline
▲ 0.50% · 4.625%
HK$301,810
+HK$17,311/mo
Deposit HK$58.70M · loan HK$58.70M · min. income ≈ HK$568,998/mo (50% DSR)
Upfront cash ≈ HK$66.33M (deposit + AVD stamp duty HK$7,631,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,826
−HK$16,091/mo
▼ 0.25% · 3.875%
HK$305,814
−HK$8,103/mo
Today · 4.125%
HK$313,917
baseline
▲ 0.50% · 4.625%
HK$330,464
+HK$16,547/mo
Deposit HK$58.70M · loan HK$58.70M · min. income ≈ HK$627,834/mo (50% DSR)
Upfront cash ≈ HK$66.33M (deposit + AVD stamp duty HK$7,631,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,254
−HK$20,145/mo
▼ 0.25% · 3.875%
HK$331,246
−HK$10,153/mo
Today · 4.125%
HK$341,399
baseline
▲ 0.50% · 4.625%
HK$362,172
+HK$20,773/mo
Deposit HK$46.96M · loan HK$70.44M · min. income ≈ HK$682,798/mo (50% DSR)
Upfront cash ≈ HK$54.59M (deposit + AVD stamp duty HK$7,631,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,391
−HK$19,309/mo
▼ 0.25% · 3.875%
HK$366,976
−HK$9,724/mo
Today · 4.125%
HK$376,700
baseline
▲ 0.50% · 4.625%
HK$396,556
+HK$19,856/mo
Deposit HK$46.96M · loan HK$70.44M · min. income ≈ HK$753,400/mo (50% DSR)
Upfront cash ≈ HK$54.59M (deposit + AVD stamp duty HK$7,631,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$374,796
−HK$23,503/mo
▼ 0.25% · 3.875%
HK$386,454
−HK$11,845/mo
Today · 4.125%
HK$398,299
baseline
▲ 0.50% · 4.625%
HK$422,534
+HK$24,235/mo
Deposit HK$35.22M · loan HK$82.18M · min. income ≈ HK$796,598/mo (50% DSR)
Upfront cash ≈ HK$42.85M (deposit + AVD stamp duty HK$7,631,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$416,957
−HK$22,526/mo
▼ 0.25% · 3.875%
HK$428,139
−HK$11,344/mo
Today · 4.125%
HK$439,483
baseline
▲ 0.50% · 4.625%
HK$462,649
+HK$23,166/mo
Deposit HK$35.22M · loan HK$82.18M · min. income ≈ HK$878,966/mo (50% DSR)
Upfront cash ≈ HK$42.85M (deposit + AVD stamp duty HK$7,631,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$481,880
−HK$30,218/mo
▼ 0.25% · 3.875%
HK$496,870
−HK$15,228/mo
Today · 4.125%
HK$512,098
baseline
▲ 0.50% · 4.625%
HK$543,258
+HK$31,160/mo
Deposit HK$11.74M · loan HK$105.66M · min. income ≈ HK$1,024,196/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$7,631,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$536,087
−HK$28,963/mo
▼ 0.25% · 3.875%
HK$550,465
−HK$14,585/mo
Today · 4.125%
HK$565,050
baseline
▲ 0.50% · 4.625%
HK$594,835
+HK$29,785/mo
Deposit HK$11.74M · loan HK$105.66M · min. income ≈ HK$1,130,100/mo (50% DSR)
Upfront cash ≈ HK$19.37M (deposit + AVD stamp duty HK$7,631,262 · Scale 2, in force from 26 Feb 2026)