LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,771
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,604
−HK$846/mo
Today · 4.125%
HK$28,450
baseline
▲ 0.50% · 4.625%
HK$30,181
+HK$1,731/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$56,900/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,783
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,581
−HK$811/mo
Today · 4.125%
HK$31,392
baseline
▲ 0.50% · 4.625%
HK$33,047
+HK$1,655/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$62,784/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,125
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,125
−HK$1,015/mo
Today · 4.125%
HK$34,140
baseline
▲ 0.50% · 4.625%
HK$36,217
+HK$2,077/mo
Deposit HK$4.70M · loan HK$7.04M · min. income ≈ HK$68,280/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,739
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,698
−HK$972/mo
Today · 4.125%
HK$37,670
baseline
▲ 0.50% · 4.625%
HK$39,656
+HK$1,986/mo
Deposit HK$4.70M · loan HK$7.04M · min. income ≈ HK$75,340/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,480
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,646
−HK$1,184/mo
Today · 4.125%
HK$39,830
baseline
▲ 0.50% · 4.625%
HK$42,254
+HK$2,424/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$79,660/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,696
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,814
−HK$1,135/mo
Today · 4.125%
HK$43,949
baseline
▲ 0.50% · 4.625%
HK$46,265
+HK$2,316/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$87,898/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,188
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,687
−HK$1,523/mo
Today · 4.125%
HK$51,210
baseline
▲ 0.50% · 4.625%
HK$54,326
+HK$3,116/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$102,420/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$440,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,609
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,047
−HK$1,458/mo
Today · 4.125%
HK$56,505
baseline
▲ 0.50% · 4.625%
HK$59,484
+HK$2,979/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$113,010/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$440,267 · Scale 2, in force from 26 Feb 2026)