LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,773
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,606
−HK$846/mo
Today · 4.125%
HK$28,452
baseline
▲ 0.50% · 4.625%
HK$30,183
+HK$1,731/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$56,904/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,785
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,584
−HK$810/mo
Today · 4.125%
HK$31,394
baseline
▲ 0.50% · 4.625%
HK$33,049
+HK$1,655/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$62,788/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,128
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,127
−HK$1,015/mo
Today · 4.125%
HK$34,142
baseline
▲ 0.50% · 4.625%
HK$36,220
+HK$2,078/mo
Deposit HK$4.70M · loan HK$7.04M · min. income ≈ HK$68,284/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,742
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,700
−HK$973/mo
Today · 4.125%
HK$37,673
baseline
▲ 0.50% · 4.625%
HK$39,658
+HK$1,985/mo
Deposit HK$4.70M · loan HK$7.04M · min. income ≈ HK$75,346/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,482
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,648
−HK$1,185/mo
Today · 4.125%
HK$39,833
baseline
▲ 0.50% · 4.625%
HK$42,256
+HK$2,423/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$79,666/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,699
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,817
−HK$1,134/mo
Today · 4.125%
HK$43,951
baseline
▲ 0.50% · 4.625%
HK$46,268
+HK$2,317/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$87,902/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,191
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,691
−HK$1,523/mo
Today · 4.125%
HK$51,214
baseline
▲ 0.50% · 4.625%
HK$54,330
+HK$3,116/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$102,428/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$440,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,613
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,050
−HK$1,459/mo
Today · 4.125%
HK$56,509
baseline
▲ 0.50% · 4.625%
HK$59,488
+HK$2,979/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$113,018/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$440,297 · Scale 2, in force from 26 Feb 2026)