LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,778
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,610
−HK$847/mo
Today · 4.125%
HK$28,457
baseline
▲ 0.50% · 4.625%
HK$30,188
+HK$1,731/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$56,914/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,790
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,589
−HK$810/mo
Today · 4.125%
HK$31,399
baseline
▲ 0.50% · 4.625%
HK$33,054
+HK$1,655/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$62,798/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,133
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,133
−HK$1,015/mo
Today · 4.125%
HK$34,148
baseline
▲ 0.50% · 4.625%
HK$36,226
+HK$2,078/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$68,296/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,748
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,706
−HK$973/mo
Today · 4.125%
HK$37,679
baseline
▲ 0.50% · 4.625%
HK$39,665
+HK$1,986/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$75,358/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,489
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,655
−HK$1,184/mo
Today · 4.125%
HK$39,839
baseline
▲ 0.50% · 4.625%
HK$42,263
+HK$2,424/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$79,678/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,706
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,824
−HK$1,135/mo
Today · 4.125%
HK$43,959
baseline
▲ 0.50% · 4.625%
HK$46,276
+HK$2,317/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$87,918/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,200
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,699
−HK$1,523/mo
Today · 4.125%
HK$51,222
baseline
▲ 0.50% · 4.625%
HK$54,339
+HK$3,117/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$102,444/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$440,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,621
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,060
−HK$1,458/mo
Today · 4.125%
HK$56,518
baseline
▲ 0.50% · 4.625%
HK$59,498
+HK$2,980/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$113,036/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$440,370 · Scale 2, in force from 26 Feb 2026)