LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,780
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,613
−HK$847/mo
Today · 4.125%
HK$28,460
baseline
▲ 0.50% · 4.625%
HK$30,191
+HK$1,731/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$56,920/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,793
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,592
−HK$810/mo
Today · 4.125%
HK$31,402
baseline
▲ 0.50% · 4.625%
HK$33,058
+HK$1,656/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$62,804/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,136
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,136
−HK$1,016/mo
Today · 4.125%
HK$34,152
baseline
▲ 0.50% · 4.625%
HK$36,230
+HK$2,078/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$68,304/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,751
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,710
−HK$973/mo
Today · 4.125%
HK$37,683
baseline
▲ 0.50% · 4.625%
HK$39,669
+HK$1,986/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$75,366/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,492
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,659
−HK$1,185/mo
Today · 4.125%
HK$39,844
baseline
▲ 0.50% · 4.625%
HK$42,268
+HK$2,424/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$79,688/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,710
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,829
−HK$1,134/mo
Today · 4.125%
HK$43,963
baseline
▲ 0.50% · 4.625%
HK$46,281
+HK$2,318/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$87,926/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,205
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,704
−HK$1,523/mo
Today · 4.125%
HK$51,227
baseline
▲ 0.50% · 4.625%
HK$54,345
+HK$3,118/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$102,454/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$440,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,627
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,065
−HK$1,459/mo
Today · 4.125%
HK$56,524
baseline
▲ 0.50% · 4.625%
HK$59,504
+HK$2,980/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$113,048/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$440,417 · Scale 2, in force from 26 Feb 2026)