LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,782
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,615
−HK$846/mo
Today · 4.125%
HK$28,461
baseline
▲ 0.50% · 4.625%
HK$30,193
+HK$1,732/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$56,922/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,795
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,594
−HK$810/mo
Today · 4.125%
HK$31,404
baseline
▲ 0.50% · 4.625%
HK$33,060
+HK$1,656/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$62,808/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,138
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,138
−HK$1,016/mo
Today · 4.125%
HK$34,154
baseline
▲ 0.50% · 4.625%
HK$36,232
+HK$2,078/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$68,308/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,754
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,713
−HK$972/mo
Today · 4.125%
HK$37,685
baseline
▲ 0.50% · 4.625%
HK$39,672
+HK$1,987/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$75,370/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,495
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,661
−HK$1,185/mo
Today · 4.125%
HK$39,846
baseline
▲ 0.50% · 4.625%
HK$42,271
+HK$2,425/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$79,692/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,713
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,831
−HK$1,135/mo
Today · 4.125%
HK$43,966
baseline
▲ 0.50% · 4.625%
HK$46,284
+HK$2,318/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$87,932/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,208
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,707
−HK$1,524/mo
Today · 4.125%
HK$51,231
baseline
▲ 0.50% · 4.625%
HK$54,348
+HK$3,117/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$102,462/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$440,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,631
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,069
−HK$1,459/mo
Today · 4.125%
HK$56,528
baseline
▲ 0.50% · 4.625%
HK$59,508
+HK$2,980/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$113,056/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$440,445 · Scale 2, in force from 26 Feb 2026)