LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,783
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,616
−HK$846/mo
Today · 4.125%
HK$28,462
baseline
▲ 0.50% · 4.625%
HK$30,194
+HK$1,732/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$56,924/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,795
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,595
−HK$810/mo
Today · 4.125%
HK$31,405
baseline
▲ 0.50% · 4.625%
HK$33,061
+HK$1,656/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$62,810/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,139
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,139
−HK$1,016/mo
Today · 4.125%
HK$34,155
baseline
▲ 0.50% · 4.625%
HK$36,233
+HK$2,078/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$68,310/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,755
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,713
−HK$973/mo
Today · 4.125%
HK$37,686
baseline
▲ 0.50% · 4.625%
HK$39,673
+HK$1,987/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$75,372/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,496
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,662
−HK$1,185/mo
Today · 4.125%
HK$39,847
baseline
▲ 0.50% · 4.625%
HK$42,272
+HK$2,425/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$79,694/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,714
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,832
−HK$1,135/mo
Today · 4.125%
HK$43,967
baseline
▲ 0.50% · 4.625%
HK$46,285
+HK$2,318/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$87,934/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,209
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,708
−HK$1,524/mo
Today · 4.125%
HK$51,232
baseline
▲ 0.50% · 4.625%
HK$54,349
+HK$3,117/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$102,464/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$440,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,632
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,070
−HK$1,459/mo
Today · 4.125%
HK$56,529
baseline
▲ 0.50% · 4.625%
HK$59,509
+HK$2,980/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$113,058/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$440,455 · Scale 2, in force from 26 Feb 2026)