LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,783
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,616
−HK$847/mo
Today · 4.125%
HK$28,463
baseline
▲ 0.50% · 4.625%
HK$30,195
+HK$1,732/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$56,926/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,796
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,595
−HK$811/mo
Today · 4.125%
HK$31,406
baseline
▲ 0.50% · 4.625%
HK$33,061
+HK$1,655/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$62,812/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,140
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,140
−HK$1,015/mo
Today · 4.125%
HK$34,155
baseline
▲ 0.50% · 4.625%
HK$36,234
+HK$2,079/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$68,310/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,755
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,714
−HK$973/mo
Today · 4.125%
HK$37,687
baseline
▲ 0.50% · 4.625%
HK$39,674
+HK$1,987/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$75,374/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,497
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,663
−HK$1,185/mo
Today · 4.125%
HK$39,848
baseline
▲ 0.50% · 4.625%
HK$42,273
+HK$2,425/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$79,696/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,715
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,833
−HK$1,135/mo
Today · 4.125%
HK$43,968
baseline
▲ 0.50% · 4.625%
HK$46,286
+HK$2,318/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$87,936/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,210
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,709
−HK$1,524/mo
Today · 4.125%
HK$51,233
baseline
▲ 0.50% · 4.625%
HK$54,350
+HK$3,117/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$102,466/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$440,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,633
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,071
−HK$1,460/mo
Today · 4.125%
HK$56,531
baseline
▲ 0.50% · 4.625%
HK$59,510
+HK$2,979/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$113,062/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$440,465 · Scale 2, in force from 26 Feb 2026)