LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,785
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,618
−HK$847/mo
Today · 4.125%
HK$28,465
baseline
▲ 0.50% · 4.625%
HK$30,197
+HK$1,732/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$56,930/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,798
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,597
−HK$811/mo
Today · 4.125%
HK$31,408
baseline
▲ 0.50% · 4.625%
HK$33,064
+HK$1,656/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$62,816/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,142
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,142
−HK$1,016/mo
Today · 4.125%
HK$34,158
baseline
▲ 0.50% · 4.625%
HK$36,236
+HK$2,078/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$68,316/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,758
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,717
−HK$973/mo
Today · 4.125%
HK$37,690
baseline
▲ 0.50% · 4.625%
HK$39,676
+HK$1,986/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$75,380/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,499
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,666
−HK$1,185/mo
Today · 4.125%
HK$39,851
baseline
▲ 0.50% · 4.625%
HK$42,276
+HK$2,425/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$79,702/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,718
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,836
−HK$1,135/mo
Today · 4.125%
HK$43,971
baseline
▲ 0.50% · 4.625%
HK$46,289
+HK$2,318/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$87,942/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,213
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,713
−HK$1,524/mo
Today · 4.125%
HK$51,237
baseline
▲ 0.50% · 4.625%
HK$54,354
+HK$3,117/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$102,474/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$440,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,637
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,075
−HK$1,460/mo
Today · 4.125%
HK$56,535
baseline
▲ 0.50% · 4.625%
HK$59,515
+HK$2,980/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$113,070/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$440,497 · Scale 2, in force from 26 Feb 2026)