LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,787
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,620
−HK$847/mo
Today · 4.125%
HK$28,467
baseline
▲ 0.50% · 4.625%
HK$30,199
+HK$1,732/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$56,934/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,800
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,600
−HK$810/mo
Today · 4.125%
HK$31,410
baseline
▲ 0.50% · 4.625%
HK$33,066
+HK$1,656/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$62,820/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,145
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,144
−HK$1,016/mo
Today · 4.125%
HK$34,160
baseline
▲ 0.50% · 4.625%
HK$36,239
+HK$2,079/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$68,320/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,760
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,720
−HK$973/mo
Today · 4.125%
HK$37,693
baseline
▲ 0.50% · 4.625%
HK$39,679
+HK$1,986/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$75,386/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,502
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,669
−HK$1,185/mo
Today · 4.125%
HK$39,854
baseline
▲ 0.50% · 4.625%
HK$42,279
+HK$2,425/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$79,708/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,721
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,840
−HK$1,135/mo
Today · 4.125%
HK$43,975
baseline
▲ 0.50% · 4.625%
HK$46,293
+HK$2,318/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$87,950/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,217
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,717
−HK$1,523/mo
Today · 4.125%
HK$51,240
baseline
▲ 0.50% · 4.625%
HK$54,358
+HK$3,118/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$102,480/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$440,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,641
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,079
−HK$1,460/mo
Today · 4.125%
HK$56,539
baseline
▲ 0.50% · 4.625%
HK$59,519
+HK$2,980/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$113,078/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$440,529 · Scale 2, in force from 26 Feb 2026)