LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,788
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,622
−HK$846/mo
Today · 4.125%
HK$28,468
baseline
▲ 0.50% · 4.625%
HK$30,200
+HK$1,732/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$56,936/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,802
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,601
−HK$811/mo
Today · 4.125%
HK$31,412
baseline
▲ 0.50% · 4.625%
HK$33,068
+HK$1,656/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$62,824/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$440,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,146
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,146
−HK$1,016/mo
Today · 4.125%
HK$34,162
baseline
▲ 0.50% · 4.625%
HK$36,241
+HK$2,079/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$68,324/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,762
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,721
−HK$973/mo
Today · 4.125%
HK$37,694
baseline
▲ 0.50% · 4.625%
HK$39,681
+HK$1,987/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$75,388/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,504
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,670
−HK$1,186/mo
Today · 4.125%
HK$39,856
baseline
▲ 0.50% · 4.625%
HK$42,281
+HK$2,425/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$79,712/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,723
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,842
−HK$1,135/mo
Today · 4.125%
HK$43,977
baseline
▲ 0.50% · 4.625%
HK$46,295
+HK$2,318/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$87,954/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$440,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,219
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,719
−HK$1,524/mo
Today · 4.125%
HK$51,243
baseline
▲ 0.50% · 4.625%
HK$54,361
+HK$3,118/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$102,486/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$440,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,643
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,082
−HK$1,459/mo
Today · 4.125%
HK$56,541
baseline
▲ 0.50% · 4.625%
HK$59,522
+HK$2,981/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$113,082/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$440,550 · Scale 2, in force from 26 Feb 2026)