LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,791
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,624
−HK$847/mo
Today · 4.125%
HK$28,471
baseline
▲ 0.50% · 4.625%
HK$30,203
+HK$1,732/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$56,942/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$440,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,804
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,604
−HK$810/mo
Today · 4.125%
HK$31,414
baseline
▲ 0.50% · 4.625%
HK$33,070
+HK$1,656/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$62,828/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$440,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,149
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,149
−HK$1,016/mo
Today · 4.125%
HK$34,165
baseline
▲ 0.50% · 4.625%
HK$36,243
+HK$2,078/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$68,330/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,765
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,724
−HK$973/mo
Today · 4.125%
HK$37,697
baseline
▲ 0.50% · 4.625%
HK$39,684
+HK$1,987/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$75,394/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,507
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,673
−HK$1,186/mo
Today · 4.125%
HK$39,859
baseline
▲ 0.50% · 4.625%
HK$42,284
+HK$2,425/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$79,718/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$440,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,726
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,845
−HK$1,135/mo
Today · 4.125%
HK$43,980
baseline
▲ 0.50% · 4.625%
HK$46,298
+HK$2,318/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$87,960/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$440,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,223
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,723
−HK$1,524/mo
Today · 4.125%
HK$51,247
baseline
▲ 0.50% · 4.625%
HK$54,365
+HK$3,118/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$102,494/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$440,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,648
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,086
−HK$1,460/mo
Today · 4.125%
HK$56,546
baseline
▲ 0.50% · 4.625%
HK$59,527
+HK$2,981/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$113,092/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$440,585 · Scale 2, in force from 26 Feb 2026)