LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,793
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,626
−HK$847/mo
Today · 4.125%
HK$28,473
baseline
▲ 0.50% · 4.625%
HK$30,205
+HK$1,732/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$56,946/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$440,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,807
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,606
−HK$811/mo
Today · 4.125%
HK$31,417
baseline
▲ 0.50% · 4.625%
HK$33,073
+HK$1,656/mo
Deposit HK$5.87M · loan HK$5.87M · min. income ≈ HK$62,834/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$440,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,151
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,151
−HK$1,016/mo
Today · 4.125%
HK$34,167
baseline
▲ 0.50% · 4.625%
HK$36,246
+HK$2,079/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$68,334/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,768
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,727
−HK$973/mo
Today · 4.125%
HK$37,700
baseline
▲ 0.50% · 4.625%
HK$39,688
+HK$1,988/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$75,400/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,510
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,677
−HK$1,185/mo
Today · 4.125%
HK$39,862
baseline
▲ 0.50% · 4.625%
HK$42,288
+HK$2,426/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$79,724/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$440,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,729
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,848
−HK$1,136/mo
Today · 4.125%
HK$43,984
baseline
▲ 0.50% · 4.625%
HK$46,302
+HK$2,318/mo
Deposit HK$3.52M · loan HK$8.22M · min. income ≈ HK$87,968/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$440,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,227
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,727
−HK$1,524/mo
Today · 4.125%
HK$51,251
baseline
▲ 0.50% · 4.625%
HK$54,370
+HK$3,119/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$102,502/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$440,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,652
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$55,091
−HK$1,460/mo
Today · 4.125%
HK$56,551
baseline
▲ 0.50% · 4.625%
HK$59,532
+HK$2,981/mo
Deposit HK$1.17M · loan HK$10.57M · min. income ≈ HK$113,102/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$440,621 · Scale 2, in force from 26 Feb 2026)