LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,803
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,636
−HK$847/mo
Today · 4.125%
HK$28,483
baseline
▲ 0.50% · 4.625%
HK$30,216
+HK$1,733/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$56,966/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$440,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,818
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,617
−HK$811/mo
Today · 4.125%
HK$31,428
baseline
▲ 0.50% · 4.625%
HK$33,085
+HK$1,657/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$62,856/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$440,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,163
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,163
−HK$1,017/mo
Today · 4.125%
HK$34,180
baseline
▲ 0.50% · 4.625%
HK$36,260
+HK$2,080/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$68,360/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,781
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,741
−HK$973/mo
Today · 4.125%
HK$37,714
baseline
▲ 0.50% · 4.625%
HK$39,702
+HK$1,988/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$75,428/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,524
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,691
−HK$1,186/mo
Today · 4.125%
HK$39,877
baseline
▲ 0.50% · 4.625%
HK$42,303
+HK$2,426/mo
Deposit HK$3.53M · loan HK$8.23M · min. income ≈ HK$79,754/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$440,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,745
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,864
−HK$1,136/mo
Today · 4.125%
HK$44,000
baseline
▲ 0.50% · 4.625%
HK$46,319
+HK$2,319/mo
Deposit HK$3.53M · loan HK$8.23M · min. income ≈ HK$88,000/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$440,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,245
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$49,745
−HK$1,525/mo
Today · 4.125%
HK$51,270
baseline
▲ 0.50% · 4.625%
HK$54,390
+HK$3,120/mo
Deposit HK$1.18M · loan HK$10.58M · min. income ≈ HK$102,540/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$440,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,672
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$55,111
−HK$1,460/mo
Today · 4.125%
HK$56,571
baseline
▲ 0.50% · 4.625%
HK$59,553
+HK$2,982/mo
Deposit HK$1.18M · loan HK$10.58M · min. income ≈ HK$113,142/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$440,782 · Scale 2, in force from 26 Feb 2026)