LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,804
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,638
−HK$847/mo
Today · 4.125%
HK$28,485
baseline
▲ 0.50% · 4.625%
HK$30,218
+HK$1,733/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$56,970/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$440,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,819
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,619
−HK$811/mo
Today · 4.125%
HK$31,430
baseline
▲ 0.50% · 4.625%
HK$33,087
+HK$1,657/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$62,860/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$440,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,165
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,165
−HK$1,017/mo
Today · 4.125%
HK$34,182
baseline
▲ 0.50% · 4.625%
HK$36,261
+HK$2,079/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$68,364/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,783
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,742
−HK$974/mo
Today · 4.125%
HK$37,716
baseline
▲ 0.50% · 4.625%
HK$39,704
+HK$1,988/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$75,432/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,525
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,693
−HK$1,185/mo
Today · 4.125%
HK$39,878
baseline
▲ 0.50% · 4.625%
HK$42,305
+HK$2,427/mo
Deposit HK$3.53M · loan HK$8.23M · min. income ≈ HK$79,756/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$440,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,747
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,866
−HK$1,136/mo
Today · 4.125%
HK$44,002
baseline
▲ 0.50% · 4.625%
HK$46,321
+HK$2,319/mo
Deposit HK$3.53M · loan HK$8.23M · min. income ≈ HK$88,004/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$440,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,247
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$49,748
−HK$1,524/mo
Today · 4.125%
HK$51,272
baseline
▲ 0.50% · 4.625%
HK$54,392
+HK$3,120/mo
Deposit HK$1.18M · loan HK$10.58M · min. income ≈ HK$102,544/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$440,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,674
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$55,114
−HK$1,460/mo
Today · 4.125%
HK$56,574
baseline
▲ 0.50% · 4.625%
HK$59,556
+HK$2,982/mo
Deposit HK$1.18M · loan HK$10.58M · min. income ≈ HK$113,148/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$440,803 · Scale 2, in force from 26 Feb 2026)