LTV · monthly repayment
▼ 0.50% · 3.625%
HK$268,105
−HK$16,813/mo
▼ 0.25% · 3.875%
HK$276,445
−HK$8,473/mo
Today · 4.125%
HK$284,918
baseline
▲ 0.50% · 4.625%
HK$302,254
+HK$17,336/mo
Deposit HK$58.79M · loan HK$58.79M · min. income ≈ HK$569,836/mo (50% DSR)
Upfront cash ≈ HK$66.43M (deposit + AVD stamp duty HK$7,642,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,264
−HK$16,115/mo
▼ 0.25% · 3.875%
HK$306,264
−HK$8,115/mo
Today · 4.125%
HK$314,379
baseline
▲ 0.50% · 4.625%
HK$330,950
+HK$16,571/mo
Deposit HK$58.79M · loan HK$58.79M · min. income ≈ HK$628,758/mo (50% DSR)
Upfront cash ≈ HK$66.43M (deposit + AVD stamp duty HK$7,642,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,726
−HK$20,175/mo
▼ 0.25% · 3.875%
HK$331,734
−HK$10,167/mo
Today · 4.125%
HK$341,901
baseline
▲ 0.50% · 4.625%
HK$362,705
+HK$20,804/mo
Deposit HK$47.03M · loan HK$70.55M · min. income ≈ HK$683,802/mo (50% DSR)
Upfront cash ≈ HK$54.67M (deposit + AVD stamp duty HK$7,642,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,917
−HK$19,337/mo
▼ 0.25% · 3.875%
HK$367,516
−HK$9,738/mo
Today · 4.125%
HK$377,254
baseline
▲ 0.50% · 4.625%
HK$397,140
+HK$19,886/mo
Deposit HK$47.03M · loan HK$70.55M · min. income ≈ HK$754,508/mo (50% DSR)
Upfront cash ≈ HK$54.67M (deposit + AVD stamp duty HK$7,642,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$375,347
−HK$23,538/mo
▼ 0.25% · 3.875%
HK$387,023
−HK$11,862/mo
Today · 4.125%
HK$398,885
baseline
▲ 0.50% · 4.625%
HK$423,156
+HK$24,271/mo
Deposit HK$35.27M · loan HK$82.30M · min. income ≈ HK$797,770/mo (50% DSR)
Upfront cash ≈ HK$42.92M (deposit + AVD stamp duty HK$7,642,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$417,570
−HK$22,560/mo
▼ 0.25% · 3.875%
HK$428,769
−HK$11,361/mo
Today · 4.125%
HK$440,130
baseline
▲ 0.50% · 4.625%
HK$463,330
+HK$23,200/mo
Deposit HK$35.27M · loan HK$82.30M · min. income ≈ HK$880,260/mo (50% DSR)
Upfront cash ≈ HK$42.92M (deposit + AVD stamp duty HK$7,642,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$482,590
−HK$30,262/mo
▼ 0.25% · 3.875%
HK$497,601
−HK$15,251/mo
Today · 4.125%
HK$512,852
baseline
▲ 0.50% · 4.625%
HK$544,058
+HK$31,206/mo
Deposit HK$11.76M · loan HK$105.82M · min. income ≈ HK$1,025,704/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$7,642,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$536,876
−HK$29,006/mo
▼ 0.25% · 3.875%
HK$551,275
−HK$14,607/mo
Today · 4.125%
HK$565,882
baseline
▲ 0.50% · 4.625%
HK$595,710
+HK$29,828/mo
Deposit HK$11.76M · loan HK$105.82M · min. income ≈ HK$1,131,764/mo (50% DSR)
Upfront cash ≈ HK$19.40M (deposit + AVD stamp duty HK$7,642,493 · Scale 2, in force from 26 Feb 2026)