LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,811
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,645
−HK$847/mo
Today · 4.125%
HK$28,492
baseline
▲ 0.50% · 4.625%
HK$30,226
+HK$1,734/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$56,984/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$440,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,827
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,627
−HK$812/mo
Today · 4.125%
HK$31,439
baseline
▲ 0.50% · 4.625%
HK$33,096
+HK$1,657/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$62,878/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$440,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,173
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,174
−HK$1,017/mo
Today · 4.125%
HK$34,191
baseline
▲ 0.50% · 4.625%
HK$36,271
+HK$2,080/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$68,382/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,793
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,753
−HK$973/mo
Today · 4.125%
HK$37,726
baseline
▲ 0.50% · 4.625%
HK$39,715
+HK$1,989/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$75,452/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,536
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,703
−HK$1,186/mo
Today · 4.125%
HK$39,889
baseline
▲ 0.50% · 4.625%
HK$42,317
+HK$2,428/mo
Deposit HK$3.53M · loan HK$8.23M · min. income ≈ HK$79,778/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$440,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,758
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,878
−HK$1,136/mo
Today · 4.125%
HK$44,014
baseline
▲ 0.50% · 4.625%
HK$46,334
+HK$2,320/mo
Deposit HK$3.53M · loan HK$8.23M · min. income ≈ HK$88,028/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$440,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,260
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$49,761
−HK$1,525/mo
Today · 4.125%
HK$51,286
baseline
▲ 0.50% · 4.625%
HK$54,407
+HK$3,121/mo
Deposit HK$1.18M · loan HK$10.58M · min. income ≈ HK$102,572/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$440,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,689
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,129
−HK$1,461/mo
Today · 4.125%
HK$56,590
baseline
▲ 0.50% · 4.625%
HK$59,572
+HK$2,982/mo
Deposit HK$1.18M · loan HK$10.58M · min. income ≈ HK$113,180/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$440,924 · Scale 2, in force from 26 Feb 2026)