LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,812
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,646
−HK$847/mo
Today · 4.125%
HK$28,493
baseline
▲ 0.50% · 4.625%
HK$30,227
+HK$1,734/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$56,986/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$440,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,828
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,628
−HK$811/mo
Today · 4.125%
HK$31,439
baseline
▲ 0.50% · 4.625%
HK$33,096
+HK$1,657/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$62,878/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$440,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,174
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,175
−HK$1,017/mo
Today · 4.125%
HK$34,192
baseline
▲ 0.50% · 4.625%
HK$36,272
+HK$2,080/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$68,384/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,793
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,753
−HK$974/mo
Today · 4.125%
HK$37,727
baseline
▲ 0.50% · 4.625%
HK$39,716
+HK$1,989/mo
Deposit HK$4.70M · loan HK$7.05M · min. income ≈ HK$75,454/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,536
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,704
−HK$1,186/mo
Today · 4.125%
HK$39,890
baseline
▲ 0.50% · 4.625%
HK$42,317
+HK$2,427/mo
Deposit HK$3.53M · loan HK$8.23M · min. income ≈ HK$79,780/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$440,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,759
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,879
−HK$1,136/mo
Today · 4.125%
HK$44,015
baseline
▲ 0.50% · 4.625%
HK$46,335
+HK$2,320/mo
Deposit HK$3.53M · loan HK$8.23M · min. income ≈ HK$88,030/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$440,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,261
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$49,762
−HK$1,525/mo
Today · 4.125%
HK$51,287
baseline
▲ 0.50% · 4.625%
HK$54,408
+HK$3,121/mo
Deposit HK$1.18M · loan HK$10.58M · min. income ≈ HK$102,574/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$440,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,690
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$55,130
−HK$1,460/mo
Today · 4.125%
HK$56,590
baseline
▲ 0.50% · 4.625%
HK$59,573
+HK$2,983/mo
Deposit HK$1.18M · loan HK$10.58M · min. income ≈ HK$113,180/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$440,931 · Scale 2, in force from 26 Feb 2026)