LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,812
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,646
−HK$847/mo
Today · 4.125%
HK$28,493
baseline
▲ 0.50% · 4.625%
HK$30,227
+HK$1,734/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$56,986/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$440,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,828
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,628
−HK$812/mo
Today · 4.125%
HK$31,440
baseline
▲ 0.50% · 4.625%
HK$33,097
+HK$1,657/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$62,880/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$440,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,175
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,175
−HK$1,017/mo
Today · 4.125%
HK$34,192
baseline
▲ 0.50% · 4.625%
HK$36,273
+HK$2,081/mo
Deposit HK$4.70M · loan HK$7.06M · min. income ≈ HK$68,384/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,794
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,754
−HK$974/mo
Today · 4.125%
HK$37,728
baseline
▲ 0.50% · 4.625%
HK$39,716
+HK$1,988/mo
Deposit HK$4.70M · loan HK$7.06M · min. income ≈ HK$75,456/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$440,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,537
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,705
−HK$1,186/mo
Today · 4.125%
HK$39,891
baseline
▲ 0.50% · 4.625%
HK$42,318
+HK$2,427/mo
Deposit HK$3.53M · loan HK$8.23M · min. income ≈ HK$79,782/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$440,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,759
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,879
−HK$1,137/mo
Today · 4.125%
HK$44,016
baseline
▲ 0.50% · 4.625%
HK$46,336
+HK$2,320/mo
Deposit HK$3.53M · loan HK$8.23M · min. income ≈ HK$88,032/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$440,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,262
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$49,763
−HK$1,525/mo
Today · 4.125%
HK$51,288
baseline
▲ 0.50% · 4.625%
HK$54,409
+HK$3,121/mo
Deposit HK$1.18M · loan HK$10.58M · min. income ≈ HK$102,576/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$440,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,691
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$55,131
−HK$1,460/mo
Today · 4.125%
HK$56,591
baseline
▲ 0.50% · 4.625%
HK$59,575
+HK$2,984/mo
Deposit HK$1.18M · loan HK$10.58M · min. income ≈ HK$113,182/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$440,939 · Scale 2, in force from 26 Feb 2026)