LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,817
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,651
−HK$848/mo
Today · 4.125%
HK$28,499
baseline
▲ 0.50% · 4.625%
HK$30,233
+HK$1,734/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$56,998/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$441,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,834
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,634
−HK$811/mo
Today · 4.125%
HK$31,445
baseline
▲ 0.50% · 4.625%
HK$33,103
+HK$1,658/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$62,890/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$441,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,180
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,181
−HK$1,017/mo
Today · 4.125%
HK$34,198
baseline
▲ 0.50% · 4.625%
HK$36,279
+HK$2,081/mo
Deposit HK$4.70M · loan HK$7.06M · min. income ≈ HK$68,396/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,800
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,760
−HK$974/mo
Today · 4.125%
HK$37,734
baseline
▲ 0.50% · 4.625%
HK$39,723
+HK$1,989/mo
Deposit HK$4.70M · loan HK$7.06M · min. income ≈ HK$75,468/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,544
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,712
−HK$1,186/mo
Today · 4.125%
HK$39,898
baseline
▲ 0.50% · 4.625%
HK$42,326
+HK$2,428/mo
Deposit HK$3.53M · loan HK$8.23M · min. income ≈ HK$79,796/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,767
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,887
−HK$1,137/mo
Today · 4.125%
HK$44,024
baseline
▲ 0.50% · 4.625%
HK$46,344
+HK$2,320/mo
Deposit HK$3.53M · loan HK$8.23M · min. income ≈ HK$88,048/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,270
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,772
−HK$1,525/mo
Today · 4.125%
HK$51,297
baseline
▲ 0.50% · 4.625%
HK$54,419
+HK$3,122/mo
Deposit HK$1.18M · loan HK$10.58M · min. income ≈ HK$102,594/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,700
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,141
−HK$1,461/mo
Today · 4.125%
HK$56,602
baseline
▲ 0.50% · 4.625%
HK$59,585
+HK$2,983/mo
Deposit HK$1.18M · loan HK$10.58M · min. income ≈ HK$113,204/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,019 · Scale 2, in force from 26 Feb 2026)