LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,818
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,652
−HK$848/mo
Today · 4.125%
HK$28,500
baseline
▲ 0.50% · 4.625%
HK$30,234
+HK$1,734/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$57,000/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$441,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,835
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,635
−HK$811/mo
Today · 4.125%
HK$31,446
baseline
▲ 0.50% · 4.625%
HK$33,104
+HK$1,658/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$62,892/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$441,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,181
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,182
−HK$1,017/mo
Today · 4.125%
HK$34,199
baseline
▲ 0.50% · 4.625%
HK$36,280
+HK$2,081/mo
Deposit HK$4.70M · loan HK$7.06M · min. income ≈ HK$68,398/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,801
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,762
−HK$974/mo
Today · 4.125%
HK$37,736
baseline
▲ 0.50% · 4.625%
HK$39,725
+HK$1,989/mo
Deposit HK$4.70M · loan HK$7.06M · min. income ≈ HK$75,472/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,545
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,713
−HK$1,186/mo
Today · 4.125%
HK$39,899
baseline
▲ 0.50% · 4.625%
HK$42,327
+HK$2,428/mo
Deposit HK$3.53M · loan HK$8.23M · min. income ≈ HK$79,798/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,768
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,889
−HK$1,136/mo
Today · 4.125%
HK$44,025
baseline
▲ 0.50% · 4.625%
HK$46,346
+HK$2,321/mo
Deposit HK$3.53M · loan HK$8.23M · min. income ≈ HK$88,050/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,272
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,774
−HK$1,525/mo
Today · 4.125%
HK$51,299
baseline
▲ 0.50% · 4.625%
HK$54,421
+HK$3,122/mo
Deposit HK$1.18M · loan HK$10.58M · min. income ≈ HK$102,598/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,702
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,142
−HK$1,462/mo
Today · 4.125%
HK$56,604
baseline
▲ 0.50% · 4.625%
HK$59,587
+HK$2,983/mo
Deposit HK$1.18M · loan HK$10.58M · min. income ≈ HK$113,208/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,033 · Scale 2, in force from 26 Feb 2026)