LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,820
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,654
−HK$847/mo
Today · 4.125%
HK$28,501
baseline
▲ 0.50% · 4.625%
HK$30,236
+HK$1,735/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$57,002/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$441,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,837
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,637
−HK$812/mo
Today · 4.125%
HK$31,449
baseline
▲ 0.50% · 4.625%
HK$33,106
+HK$1,657/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$62,898/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$441,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,184
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,185
−HK$1,017/mo
Today · 4.125%
HK$34,202
baseline
▲ 0.50% · 4.625%
HK$36,283
+HK$2,081/mo
Deposit HK$4.70M · loan HK$7.06M · min. income ≈ HK$68,404/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,804
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,764
−HK$974/mo
Today · 4.125%
HK$37,738
baseline
▲ 0.50% · 4.625%
HK$39,728
+HK$1,990/mo
Deposit HK$4.70M · loan HK$7.06M · min. income ≈ HK$75,476/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,548
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,715
−HK$1,187/mo
Today · 4.125%
HK$39,902
baseline
▲ 0.50% · 4.625%
HK$42,330
+HK$2,428/mo
Deposit HK$3.53M · loan HK$8.23M · min. income ≈ HK$79,804/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,771
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,892
−HK$1,136/mo
Today · 4.125%
HK$44,028
baseline
▲ 0.50% · 4.625%
HK$46,349
+HK$2,321/mo
Deposit HK$3.53M · loan HK$8.23M · min. income ≈ HK$88,056/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,275
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$49,777
−HK$1,526/mo
Today · 4.125%
HK$51,303
baseline
▲ 0.50% · 4.625%
HK$54,424
+HK$3,121/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$102,606/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,706
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,146
−HK$1,461/mo
Today · 4.125%
HK$56,607
baseline
▲ 0.50% · 4.625%
HK$59,591
+HK$2,984/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$113,214/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,064 · Scale 2, in force from 26 Feb 2026)