LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,821
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,655
−HK$848/mo
Today · 4.125%
HK$28,503
baseline
▲ 0.50% · 4.625%
HK$30,237
+HK$1,734/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$57,006/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$441,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,838
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,638
−HK$812/mo
Today · 4.125%
HK$31,450
baseline
▲ 0.50% · 4.625%
HK$33,108
+HK$1,658/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$62,900/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$441,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,185
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,186
−HK$1,018/mo
Today · 4.125%
HK$34,204
baseline
▲ 0.50% · 4.625%
HK$36,285
+HK$2,081/mo
Deposit HK$4.70M · loan HK$7.06M · min. income ≈ HK$68,408/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,806
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,766
−HK$974/mo
Today · 4.125%
HK$37,740
baseline
▲ 0.50% · 4.625%
HK$39,730
+HK$1,990/mo
Deposit HK$4.70M · loan HK$7.06M · min. income ≈ HK$75,480/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,550
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,718
−HK$1,186/mo
Today · 4.125%
HK$39,904
baseline
▲ 0.50% · 4.625%
HK$42,332
+HK$2,428/mo
Deposit HK$3.53M · loan HK$8.23M · min. income ≈ HK$79,808/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,774
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,894
−HK$1,136/mo
Today · 4.125%
HK$44,030
baseline
▲ 0.50% · 4.625%
HK$46,351
+HK$2,321/mo
Deposit HK$3.53M · loan HK$8.23M · min. income ≈ HK$88,060/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,278
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,780
−HK$1,525/mo
Today · 4.125%
HK$51,305
baseline
▲ 0.50% · 4.625%
HK$54,427
+HK$3,122/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$102,610/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,709
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,149
−HK$1,462/mo
Today · 4.125%
HK$56,611
baseline
▲ 0.50% · 4.625%
HK$59,595
+HK$2,984/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$113,222/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,088 · Scale 2, in force from 26 Feb 2026)