LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,822
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,656
−HK$848/mo
Today · 4.125%
HK$28,504
baseline
▲ 0.50% · 4.625%
HK$30,238
+HK$1,734/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$57,008/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$441,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,839
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,639
−HK$812/mo
Today · 4.125%
HK$31,451
baseline
▲ 0.50% · 4.625%
HK$33,109
+HK$1,658/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$62,902/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$441,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,186
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,187
−HK$1,017/mo
Today · 4.125%
HK$34,204
baseline
▲ 0.50% · 4.625%
HK$36,286
+HK$2,082/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$68,408/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,807
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,767
−HK$974/mo
Today · 4.125%
HK$37,741
baseline
▲ 0.50% · 4.625%
HK$39,731
+HK$1,990/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$75,482/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,550
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,718
−HK$1,187/mo
Today · 4.125%
HK$39,905
baseline
▲ 0.50% · 4.625%
HK$42,333
+HK$2,428/mo
Deposit HK$3.53M · loan HK$8.23M · min. income ≈ HK$79,810/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,774
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,895
−HK$1,136/mo
Today · 4.125%
HK$44,031
baseline
▲ 0.50% · 4.625%
HK$46,352
+HK$2,321/mo
Deposit HK$3.53M · loan HK$8.23M · min. income ≈ HK$88,062/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,279
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$49,781
−HK$1,526/mo
Today · 4.125%
HK$51,307
baseline
▲ 0.50% · 4.625%
HK$54,429
+HK$3,122/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$102,614/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,710
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,151
−HK$1,461/mo
Today · 4.125%
HK$56,612
baseline
▲ 0.50% · 4.625%
HK$59,596
+HK$2,984/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$113,224/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,098 · Scale 2, in force from 26 Feb 2026)