LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,825
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,659
−HK$848/mo
Today · 4.125%
HK$28,507
baseline
▲ 0.50% · 4.625%
HK$30,242
+HK$1,735/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$57,014/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$441,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,842
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,643
−HK$812/mo
Today · 4.125%
HK$31,455
baseline
▲ 0.50% · 4.625%
HK$33,113
+HK$1,658/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$62,910/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$441,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,190
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,191
−HK$1,017/mo
Today · 4.125%
HK$34,208
baseline
▲ 0.50% · 4.625%
HK$36,290
+HK$2,082/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$68,416/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,811
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,771
−HK$975/mo
Today · 4.125%
HK$37,746
baseline
▲ 0.50% · 4.625%
HK$39,735
+HK$1,989/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$75,492/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,555
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,723
−HK$1,187/mo
Today · 4.125%
HK$39,910
baseline
▲ 0.50% · 4.625%
HK$42,338
+HK$2,428/mo
Deposit HK$3.53M · loan HK$8.23M · min. income ≈ HK$79,820/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,779
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,900
−HK$1,137/mo
Today · 4.125%
HK$44,037
baseline
▲ 0.50% · 4.625%
HK$46,358
+HK$2,321/mo
Deposit HK$3.53M · loan HK$8.23M · min. income ≈ HK$88,074/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,285
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$49,787
−HK$1,526/mo
Today · 4.125%
HK$51,313
baseline
▲ 0.50% · 4.625%
HK$54,435
+HK$3,122/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$102,626/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,716
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,157
−HK$1,461/mo
Today · 4.125%
HK$56,618
baseline
▲ 0.50% · 4.625%
HK$59,603
+HK$2,985/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$113,236/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,149 · Scale 2, in force from 26 Feb 2026)