LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,830
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,664
−HK$848/mo
Today · 4.125%
HK$28,512
baseline
▲ 0.50% · 4.625%
HK$30,247
+HK$1,735/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$57,024/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$441,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,848
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,648
−HK$812/mo
Today · 4.125%
HK$31,460
baseline
▲ 0.50% · 4.625%
HK$33,119
+HK$1,659/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$62,920/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$441,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,196
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,197
−HK$1,018/mo
Today · 4.125%
HK$34,215
baseline
▲ 0.50% · 4.625%
HK$36,296
+HK$2,081/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$68,430/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,817
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,778
−HK$974/mo
Today · 4.125%
HK$37,752
baseline
▲ 0.50% · 4.625%
HK$39,742
+HK$1,990/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$75,504/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,561
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,730
−HK$1,187/mo
Today · 4.125%
HK$39,917
baseline
▲ 0.50% · 4.625%
HK$42,346
+HK$2,429/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$79,834/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,787
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,907
−HK$1,137/mo
Today · 4.125%
HK$44,044
baseline
▲ 0.50% · 4.625%
HK$46,366
+HK$2,322/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$88,088/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,293
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,796
−HK$1,526/mo
Today · 4.125%
HK$51,322
baseline
▲ 0.50% · 4.625%
HK$54,445
+HK$3,123/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$102,644/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,726
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,167
−HK$1,462/mo
Today · 4.125%
HK$56,629
baseline
▲ 0.50% · 4.625%
HK$59,613
+HK$2,984/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$113,258/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,228 · Scale 2, in force from 26 Feb 2026)