LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,830
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,665
−HK$848/mo
Today · 4.125%
HK$28,513
baseline
▲ 0.50% · 4.625%
HK$30,247
+HK$1,734/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$57,026/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$441,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,848
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,649
−HK$812/mo
Today · 4.125%
HK$31,461
baseline
▲ 0.50% · 4.625%
HK$33,119
+HK$1,658/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$62,922/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$441,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,196
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,198
−HK$1,017/mo
Today · 4.125%
HK$34,215
baseline
▲ 0.50% · 4.625%
HK$36,297
+HK$2,082/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$68,430/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,818
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,778
−HK$975/mo
Today · 4.125%
HK$37,753
baseline
▲ 0.50% · 4.625%
HK$39,743
+HK$1,990/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$75,506/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,562
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,730
−HK$1,188/mo
Today · 4.125%
HK$39,918
baseline
▲ 0.50% · 4.625%
HK$42,346
+HK$2,428/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$79,836/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,787
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,908
−HK$1,137/mo
Today · 4.125%
HK$44,045
baseline
▲ 0.50% · 4.625%
HK$46,367
+HK$2,322/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$88,090/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,294
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,796
−HK$1,527/mo
Today · 4.125%
HK$51,323
baseline
▲ 0.50% · 4.625%
HK$54,445
+HK$3,122/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$102,646/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,727
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,168
−HK$1,461/mo
Today · 4.125%
HK$56,629
baseline
▲ 0.50% · 4.625%
HK$59,614
+HK$2,985/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$113,258/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,235 · Scale 2, in force from 26 Feb 2026)